There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Denise (Amber) Moser.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
We decided to contact Amber based on a couple of recommendations and we are so glad we did!
Amber was so easy to work with! We were very appreciative when Amber took the time to give us a heads up about a possible bump in our application process BEFORE it actually became an issue. We were able to make proactive decisions instead of scrambling later on, thanks to Amber’s great service.
We would gladly recommend Amber to anyone looking for a mortgage broker!
Rachele R.
Amber, is an amazing person that you can trust from the first moment you deal together. She is there really and genuinely to help you get the best deal the market can offer for you. I trust her blindly and I would recommend her to everyone including my best friend. And above all that ask her about any kind of help or advise she will share for you. Thanks Amber for helping me with my mortgage and many other stuff.
Kareem I
Amber was recommended to me as someone that could help me get my mortgage situation sorted out and help on the road to a more affordable monthly payment. My situation was incredible complicated as there were very unique circumstances around the title. Amber helped get me through a process and even when there were setbacks that I was sure would derail everything Amber remained focused and committed to a solution. In the end she was able to come up with a result that greatly improves my situation and sets me up for better options in the future. I cannot express enough my gratitude for all the effort she put into helping me.
Daniel B.
“There is nothing but wonderful things I can say about Amber. My husband and I have been working with her since 2012 and we couldn’t have bought our very first home without her. She made what felt like the impossible possible. She gave us guidance and answered all of our questions throughout the entire process. Even now she is promptly answering emails and phone calls from me as we get ready to relocate and buy a new home. Despite the fact that we are moving to a new city we will still be using her services for all future renewals. I am forever thankful to her.”
S. Childerley
I was a little skeptical about dealing with the big banks not understanding how hard I could push them on rates etc. so I reached out to Amber, she was excellent to deal with – my time line was extremely tight and she was still able to get me organized properly with the right mortgage and an excellent rate. She was professional and kept me updated continuously throughout the process – I would definitely recommend Amber for your mortgage needs.
S. Holmes
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